It's unfortunate that there isn't a way for accounts with less than the necessary HP (~8k?) to claim accounts at all. I think I've heard that in the future it will be possible to delegate resource credits so hopefully that will lead to a solution that allows a few people with less HP to combine their RC to take turns claiming an account.
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There are lots of ways to get a free account for the moment and my twitter account even has a link for people to sign up for free though the invite link.
I do think that you have a point and we will see how this changes when we have RC delegation in the next hardfork. Then smaller accounts will be able to claim if they get extra credits.
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