I didn't actually. I that's why I wrote:

I don't think you and @pharesim are in much of a disagreement to begin with.

I am saying that you are mostly in agreement. You are also correct that it will take time for this to play out. Whether you will need 13 weeks or more is up to your personal choice and risk tolerance.

I can personally tell you that I have 2 full orders of magnitude (and more) money to loose compared to you and I am staying.