but if you make $100 per month, you can always save $0.25.

Oh, man... Don't make me start about that... I remember BuzzParty, Hamburg where I mentioned exactly that, at the Q & A part of my presentation... And the best argument is that you didn't have those $100 at all when you joined HIVE... and you earned them, for example... So, if you didn't even have them, you know to live WITHOUT them, so saving $1 wouldn't hurt you at all...

In the end, I want to believe that people don't understand how HIVE works and that's why they don't power up... But, I'm afraid that they do, but they are just selfish, without thinking of adding value to their followers, readers, friends, etc.