A risky year it would seem for you. Buying a home, move out from apartment dwelling, all the work travel, new renovations, new home, new steem, new a lot of things to think about. 5 years is not that long of a time, as you know and I know there is no guarantees to the future. In America ever since I started working along time ago, the doom and gloomers of retirement kept trying to convince people that the Social Security System would be so broke that no one would get anything, It's still around, The doom and gloomers are still around. If steem is still around in 5 years, you will have even more of it than you have. Even if it is still worth only a dime you will have more dimes to play with in the future.